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Insurance

Insurance

Personal Insurance

MI Insurance Agency provides quality insurance choices for families and individuals throughout the state of New York. We specialize in finding the right coverage for your needs. Whether you are just graduating college, getting married, starting a family, sending a child off to college, or planning your retirement, we can help you find the perfect insurance policy.

Business Insurance

As a business owner, your insurance needs are complex and ever-evolving. The experts at MI Insurance Agency will review your business operations and provide a comprehensive recommendation for the right amount of coverage. The insurance companies we work with provide a wide range of business insurance packages that can provide you peace of mind so that you can focus on growing a successful enterprise.

Home Insurance

At MI Insurance, we know that the right policy can provide peace of mind - as well as money to repair or replace your home and/or belongings if a loss occurs. Whether you are a home, condo owner, renter, or landlord, we can help you find home insurance that best meets your needs. Tailored coverage, of course, is not all we give. Our famed quality service and fine pricing come inherently along.

Auto Insurance

At MI Insurance, we’ve got one underlying theme that makes all the difference: your needs, your situation, your satisfaction.
It’s the basic approach that has earned us the trust of drivers throughout the Tri-State area and yonder.
We get to know you first. Listening to your individual circumstance makes us aware of who you are and how we can better serve you.

Business Insurance

MI Insurance understands businesses like yours in the community. We’re the experienced independent insurance agency that delights in reviewing your options with multiple insurance companies to compare protection and prices – and finding the best value for your business. We’re the ones that are committed to advocating for you and your business in times of need as well.

Life Insurance

Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made your family when you are gone. Prime Insurance Agency can help you find the right life insurance coverage for you, and help ensure that your policy continually meets your needs.

Umbrella Insurance

There’s nothing like a genuine feeling of security. It’s the feeling you get when and your future and your assets are protected. It’s the feeling you get with the extra level of protection provided by a personal umbrella insurance policy. An umbrella policy gives you additional layers of liability protection. That protection kicks in when liability limits on your home, auto or other underlying policy is exhausted.

Condo Insurance

Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement. Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association.

Boat Insurance

MI Insurance Agency can help make your time on the water relaxed and worry-free. We will find you comprehensive protection that protects you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety of your passengers, or your investment.

Motorcycle Insurance

If you live in New York, chances are MI Insurance Agency covers what you ride. MI Insurance Agency insures a full spectrum of motorcycles from street cycles, Harley Davidsons, cruisers and touring bikes, to dirt bikes and ATVs. One of the great advantages of having your motorcycle coverage through a major insurance company like the ones we represent, is that you may save money by having more than one policy with us.

Handsome biker looking away through mirror of his motorcycle

Classical Cars Insurance

t takes more than age to make it a classic. A collector car isn’t just a way to get around. It’s an investment that will continue to appreciate in coming years. Not all classic or antique cars are used the same, so MI Insurance Agency will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs.

Classic car

Off-road Vehicles Insurance

There’s no shortage of ways to get outside. Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected. MI Insurance Agency can help you get the specialized coverage you need for your specialized vehicles. We can help you protect your investment and let you get focus on having fun.

Extreme Off Road Trip

Renters Insurance

You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let MI Insurance Agency help you find coverage options that protect you, your family, and your personal property. Let us help make sure you’re properly covered.

Crop close up of realtor give keys to man buyer or renter buying first home from agency.

Commercial Auto Insurance

Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, and medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder's car.

Classical Liability Insurance

Whether you're looking for additional protection for your business or are being required to obtain coverage by a client, MI Insurance Agency can provide options for commercial liability insurance for your business. Liability for businesses can range from general commercial liability coverage to specialized policies such as professional liability (E&O), employment practices (EPLI), and directors and officers (D&O).

Commercial Umbrella Insurance

When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not. Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other insurance policies. One of the insurance advisors at MI Insurance Agency can review your business insurance needs and recommend what kind of liability coverage you need to protect yourself and your company.

Commercial Property Insurance

Commercial property insurance can help reduce the risk of a loss putting a financial strain on your business. Our professional agents can review your business assets, such as properties, inventory, equipment, and tools and recommend coverage so that you're adequately insured. MI Insurance Agency works with many commercial insurance companies who offer programs tailored to business owners.

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